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About Us


Welcome to Inka, your trusted partner in navigating the complex world of insurance with confidence and clarity.

At Inka, we believe that insurance should be accessible, understandable, and tailored to your holistic and unique needs. We are on a mission to revolutionize the way you think about insurance by simplifying the complex, eliminating confusion, and ensuring that you make informed decisions that truly protect what matters most.

What do we do?

Our flagship product, the Inka Insurance Report (IIR), is an AI-powered report designed to empower you with knowledge. In a world of one-size-fits-all solutions, the IIR is a game-changer. It starts with you answering a few simple questions (2-4) about your life, goals, and preferences. Then, leveraging advanced algorithms and a vast database of over 1,800 insurance products and an analysis of over 2,400 credit variables, 55 crore+ income profiles, 70,000+ family types and needs, and 12,000+ pin codes, the IIR provides a hyper-personalized, completely unbiased, and transparent analysis of your holistic insurance needs. We believe that every user is unique, and our recommendations reflect that. Different users receive different coverage and product recommendations because a product that is perfect for one person may not be right for another. We show you how we arrived at your recommendations, so you understand the "why" behind your personalized report.

Why Inka ?

Our recommendations are powered by AI, ensuring you get the most accurate and personalized advice from the beginning. We recommend both health and term insurance, helping you secure comprehensive protection.

About Vaani

Vaani, our unique conversational AI bot, is available 24/7 to help with your insurance queries, guide you through your holistic insurance needs, and make products easy to understand. Vaani answers all your holistic insurance needs and product-related questions just like a friend, guiding you through your hyper personalized dashboard step-by-step.

While Vaani provides the initial insights, we believe in the power of human touch and empathy. After you receive your Inka insurance report, our team of experts is available to provide additional guidance. We are by your side through every stage of your insurance journey: during sales, post-sales, and especially during the claims process. Our users will vouch that Inka is always by their side. Vaani is for everyone whether you are a busy professional who keeps delaying insurance due to lack of time, a tech-savvy user passionate about new innovations, or someone who is barely tech-savvy and needs a simple solution. Vaani is always there to help you, like that friend you can call at 2 a.m. Vaani is not time-bound, you can talk to her at your convenience, even in the middle of the night.

Our users, particularly those who barely are tech-savvy, love their experience at Inka. They appreciate how we simplify a complex process and provide clear, actionable insights that empower them to make informed decisions for their future and protect what matters most.


Meet the Team
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Vaibhav Kathju

Chief Executive Officer

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With over two decades of experience in India's financial sector, Vaibhav has held leadership roles at prestigious organizations like HDFC Life, TransUnion CIBIL, and Deutsche Bank. He brings a deep understanding of the insurance landscape and a strong commitment to making insurance accessible and transparent for everyone. As the driving force behind Inka, Vaibhav leads the company's mission to simplify insurance for millions of Indians.

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Abhay Singh

Chief Operating Officer

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Abhay brings extensive operational expertise from his roles at SBI Life Insurance, HDFC Life, TransUnion CIBIL, and Mahila Money. His deep insights into the insurance sector and operational excellence drive the company’s growth and efficiency. At Inka, Abhay oversees day-to-day operations and ensures that the company delivers on its promise to revolutionize the insurance experience.

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Ankit Bareja

Chief Product Officer

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Ankit has 15 years of experience in product management, analytics, and strategy, having led teams at HDFC Life and Games24x7. As the former CEO & Co-founder of PM School—one of India’s largest ed-tech platforms—he understands how to drive innovation at scale. At Inka, he combines deep customer empathy with sharp problem-solving to create seamless, intuitive insurance experiences.

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Tejesh Magatapalli

Chief Technology Officer

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With over a decade of engineering experience, Tejesh serves as Inka’s Chief Technology Officer, leading its technology products' design, development, and scaling. A key player in successful startup exits, he blends technical excellence with business insight to drive innovation. At Inka, he is focused on building reliable, high-performing solutions that support the company’s long-term vision

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Teena Narwani

Insurance Relations & Partnerships

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Teena oversees insurance relations and partnerships at Inka, working within the operations department to ensure seamless collaboration with insurers. From onboarding new partners to nurturing long-term relationships, she fosters trust and operational efficiency. By working closely with insurers, optimizing processes, and ensuring smooth business operations, Teena helps create a reliable and scalable ecosystem that supports Inka's growth and goals.

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Manasa Mrudula Jetty

Chief Customer Experience Officer

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With over a decade of experience in the banking sector, Manasa has successfully managed elite clientele and retail customers as a Branch Manager at the State Bank of India. At Inka, she leads the Customer Success & Operations team, ensuring seamless support, customer engagement, and operational efficiency.

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Ayman Zahra

Product & Design

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Ayman is a skilled UI/UX designer specializing in information architecture, design systems, prototyping, and wireframing. With a keen eye for aesthetics and usability, she crafts intuitive and engaging interfaces. Her deep understanding of user research ensures that every design decision at Inka is rooted in customer needs and behaviour.

FAQ

What is the Inka Insurance Report (IIR)?

It's a comprehensive, AI-powered report that gives you a hyper-personalized analysis of your holistic insurance needs.

What types of insurance does Inka recommend?

We recommend both health and term insurance to ensure you have comprehensive protection.

How does Inka ensure its recommendations are unbiased?

We analyze a vast database of insurance products to find the ideal fit for your specific needs, not a one-size-fits-all solution.

Who is Vaani?

Vaani is our conversational AI bot, designed to be your personal insurance guide.

Does Inka offer claim support for policies not purchased through them?

Yes, we offer claim support for policies not purchased through us.

How does Inka use my credit score?

Inka uses the credit score to provide discounts on premiums for select products.