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Find the Right Health Insurance for You
The right health insurance plan ensures financial security and peace of mind. Whether you need individual, family, or budget-friendly coverage, explore our plans to find the best fit.
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Aditya Birla Active One

Aditya Birla Active One

Check No Room Rent Cap
Check 90% Claim Settlement Ratio
Care Supreme

Care Supreme

Check No Room Rent Cap
Check 94% Claim Settlement Ratio

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Factors That Influence Your Health Insurance Premium

Your health insurance premium is determined by several key factors. Understanding these can help you make an informed decision when selecting a plan:

Age

Premiums increase with age as health risks rise.

Medical History

Pre-existing conditions or past illnesses can impact costs.

Policy Tenure

Longer policy durations may offer discounts, reducing overall costs.

Location

Healthcare costs vary by region, affecting premium rates.

Lifestyle Habits

Smoking, alcohol use, and high-risk activities may lead to higher premiums.

Occupation

Jobs with higher health risks (e.g., construction, aviation) may result in higher premiums.