Smart Term Plan Plus offers comprehensive financial protection through a combination of life cover, terminal illness benefits, and flexible features. With payouts of up to ₹1 crore for terminal illness and ₹2 lakhs instantly upon claim intimation, it ensures immediate and long-term support. The Smart Exit option allows policyholders to exit after 30 years without further premium commitments, while the Cover Continuance Benefit ensures uninterrupted protection even during financial hardship. Women benefit from an additional Lifeline Plus feature, and optional riders enhance coverage for critical illness, disability, and accidental death. This plan is well-suited for individuals seeking robust, flexible coverage with long-term security and added benefits tailored to life’s uncertainties.