eTouch II- Life Shield Option is a flexible insurance plan offering comprehensive protection that evolves with your life’s milestones. It provides a ₹2 Crore payout for terminal illness, the ability to increase coverage at key life stages like marriage or childbirth, and a smart exit option between ages 60–64 with premium return. The plan also includes unlimited teleconsultations, discounts on diagnostics, women-specific benefits, and premium holidays to maintain coverage during financial challenges. Additionally, Auto Cover Continuance ensures your protection remains intact even if premiums are missed. While coverage is available until age 85, payouts are processed after claim submission, not immediately upon intimation. This plan is ideal for individuals and families seeking adaptable, long-term financial security.