iPru iProtect Smart Plus offers a well-rounded blend of protection and flexibility, designed to adapt to your evolving life needs. It provides a Terminal Illness Benefit, offering a lump sum payout up to the Sum Insured upon diagnosis to help cover medical expenses. In case of emergencies, it ensures Instant Financial Support with an immediate payout of up to ₹3 Lakhs upon claim intimation. The Life Stage Option allows you to increase your coverage after significant milestones such as marriage, childbirth, or taking a home loan—ensuring your protection keeps pace with your responsibilities. The Smart Exit Option lets you exit the plan after 25 years with all premiums returned and no further payments, providing long-term value and financial flexibility. Additionally, the Flexible Payment Option enables a switch to limited premium payments after just 3 years, making it easier to manage your finances over time. Overall, this plan stands out for its responsiveness and customer-centric features.