Name: ICICI Prudential iProtect Smart Plus - Life Plus
Brand: ICICI

The Great: Features That Set It Apart

The Good: Value-Added Benefits

The Gaps: Considerations

If diagnosed with a terminal illness, receive a lump sum of up to Sum Insured to help manage medical expenses and treatment costs.

Get up to ₹3 Lakhs immediately upon claim intimation, ensuring quick access to funds when needed the most.

After the 25th policy year, you can exit the plan without paying additional premiums, with all liabilities covered and the premiums paid will be returned. (Not available in the last 5 years of the policy term.)

Increase your sum assured upon major life events like marriage or childbirth. Just inform the insurer within 6 months of the event to make the change.

Switch from regular premium payments to a limited payment mode anytime after completing 3 policy years, offering greater flexibility in managing your finances.

If the Insured passes away due to an accident, the nominee receives an additional Sum Insured. The benefit is automatically activated upon claim intimation.

Ankit Verma

iPru iProtect Smart Plus - Life Plus offers comprehensive life coverage with built-in flexibility to adapt to changing life needs. Key benefits include a Terminal Illness Benefit, Instant Financial Support of up to ₹3 Lakhs upon claim intimation, and an Accidental Death Benefit for added protection. The Life Stage Option allows for increased coverage during major milestones like marriage or childbirth, while the Smart Exit Option enables you to exit after 25 years with all premiums returned. Additionally, the Flexible Payment Option lets you switch to limited premium payments after 3 years, making it easier to manage long-term financial commitments.

Explore top life insurance plans to secure your family's future. Compare policies from trusted insurers like LIC, HDFC Life, ICICI Prudential, and more. Find the coverage that best suits your needs.

ICICI Prudential iProtect Smart Plus - Life Plus

Adaptive coverage for evolving needs