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TI for freelancers and self-employed professionals
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  • 5 minute read

Why Term Insurance Is Essential for Freelancers and Self-Employed Professionals

  • byDhruv Shah
  • May 8, 2026
Being self-employed sounds exciting. No boss, flexible schedule, unlimited earning potential, and the freedom to choose work you…
Suicide Clause in Health Insurance
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  • 4 minute read

Suicide Clause in Term Insurance: What It Really Means

  • byDhruv Shah
  • May 8, 2026
When people buy term life insurance, they usually do it with one clear goal, to protect their family…
Senior Citizen Health Insurance
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  • 4 minute read

Senior Citizen Health Insurance (60+): Key Changes You Must Know

  • byDhruv Shah
  • May 8, 2026
Let’s start with something we don’t say out loud very often. Most of us think about retirement planning.…
Sub Limits in Health Insurance
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  • 4 minute read

Sub-Limits in Health Insurance: How to Spot Hidden Caps Before They Cut Your Claim

  • byDhruv Shah
  • May 8, 2026
Health insurance looks simple — until your first hospital claim. You pay the premium, you see a big…
STU separate or linked?
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  • 5 minute read

Super Top-Up – Separate or Linked to Your Base Health Policy?

  • byDhruv Shah
  • May 8, 2026
You bought health insurance to protect your family from medical expenses. Then someone suggests adding a Super Top-Up.…
STU Base plan
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  • 4 minute read

Super Top-Up With No Base Plan: Smart Choice or Risky Decision?

  • byDhruv Shah
  • May 8, 2026
Health insurance usually doesn’t feel important – until the day it suddenly becomes urgent. Most people buy a…
ROP vs Pure term
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  • 5 minute read

Return of Premium (ROP) vs Pure Term Insurance: Simple Maths, Real Value, and When It Becomes a Trap

  • byDhruv Shah
  • May 8, 2026
Let’s be honest: people don’t hate insurance. They hate the feeling of paying for something and getting “nothing…
STU Corporate plan ending
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  • 4 minute read

Why a Super Top-Up Plan Is Essential When Corporate Health Insurance Ends

  • byDhruv Shah
  • May 8, 2026
Ever noticed how your office ID card works perfectly until your last working day… and then suddenly it…
STU multiple claims
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  • 4 minute read

Does Super Top-Up Cover Multiple Claims in a Year?

  • byDhruv Shah
  • May 8, 2026
Medical emergencies rarely happen according to plan. Sometimes, they don’t even happen just once. You may be hospitalized,…
Nominee vs Legal heir
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  • 4 minute read

Nominee vs Legal Heir: Understanding Insurance Payout Confusion

  • byadmin
  • May 7, 2026
When a person with an insurance policy dies, most families think the process is very simple. They believe…

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